Chaos wastes challenge chest optional coin reward

So I was playing a bit of chaos wastes, and thinking about how sparse these pilgrim’s coins can sometimes be, I thought about how the challenge chests are supposed to be very rewarding for beating a randomized boss.
The current system is very nice, and I’ve been very lucky with abilities every time, but I’ve come to think that these chests should allow players to pick either a talent/ability (Same as now) or a high amount of pilgrim’s coins (think 200 + 50 per level of difficulty).
That way players can decide if they want to pick an ability/talent or take the coins to spend on shrines, tempering and changing.
That way, you add some actual alternative thinking rather than just “I’ll go for the most powerful talent/ability each time” mentality.